Sensibly helps businesses develop positive ROI wellness programs that enable employees to thrive in health and performance. Furthermore, for businesses in Maryland, Sensibly is a producer / broker for accident, health, and life insurance that works on your company’s behalf to ensure your needs and budget are met. This holistic approach goes well beyond nutrition and exercise. It addresses the fundamental reasons people neglect self-care especially when adversity strikes. Sensibly works with individuals to bring out intrinsic motivation through evoking change talk, self-efficacy, and a personalized approach that provides necessary skills and guidance for each individual’s success. In essence, Sensibly saves your valuable time by putting the best coaching, software, curated resources, and insurance at your fingertips. The end result is employees hitting their stride in continual growth as they flourish in health, relationships, emotional well being and purpose while business objects are exceeded.

Performance

Productivity, Communication, Impact

Time Management, Mindset, Goals

Habits, Passion, Optimizing Stress

Businesses see the following benefits:

­$1920 / yr cost savings from chronic disease and lifestyle management programs in year 7

66% drop in hospital admissions in year 7

Potential for flat insurance premiums (National avg. increased 17 – 22% from 2015 – 2020, Kaiser Family Foundation)

 Higher employee engagement, attact top talent and ~10% productivity increase

Improved creativity and impact with higher customer satisfaction resulting in greater company profits

Reduced employee turnover

Another study summarized that stock performance of C. Everett Koop National Health Award winners outperformed the S&P 500 Index over a 14-year period. This study supports prior and ongoing research demonstrating a higher market valuation of socially responsible companies that invest in the health and well-being of their workers versus their peers.

Fully Insured Vs. Self-Funded Health Insurance

Assumption:  100 Employees, $1000 / Employee / Month (Fully Insured)

This graphic is for illustration purposes only to explain the concept of self-insurance. Premium reductions, stop loss, fixed costs, risk, etc. vary for each business. Even if your company decides to stay fully insured, health insurance premiums are based in part on experience. Hence, a trend of lower claims can potentially lead to lower premiums for fully insured companies.

80 / 20 Rule – Focus on the Top Spenders First

Prevent chronic / end stage disease, Use Out vs. Inpatient, and Improve Mental Health

Keeping Your Employees Healthy and Engaged

These are just a few of the highlights of the various strategies that can be deployed to help your employees and organization be successful long-term implementing a health and performance program. Photo credits include Myriam Jessier, Bonnie Kittle, Irina Iriser,  Linkedin Sales Solutions, Markus Spiske, Juan Garcia, National Cancel Institute and Brad Neathery on Unsplash.com.

Difference for Success